It has recently come to our attention that many merchants are receiving an e-mail claiming to come from MasterCard asking for information to be confirmed about recent credit card transactions. The phishing e-mails ask merchants to conduct payment card test transactions followed by a refund to a different payment card. The emails also instruct merchants to send the details of the transactions to an e-mail address not affiliated with MasterCard.
This scam is being perpetrated by criminals in order to gain merchant transaction information, so they can attempt to make fraudulent purchases and refunds using stolen payment card information.
Please note, MasterCard nor CCNJ and our processing partners, will never ask for information such as username, passwords and/or social security numbers by e-mail without a prior communication requiring support, if ever needed. Furthermore, neither Visa, MasterCard, American Express or Discover will ever contact you directly to ask for test transactions to be completed and information to be sent back via e-mail. All requests, if ever made, will come in the form of a communique from your processor or CCNJ. We will not send emails from a third party address or link to a third party site.
We are committed to keeping you informed of latest fraud trends and protecting your business. If you have any additional concerns, please feel free to contact us at 201.645.0132; twitter: creditcardsnj; facebook: payments4business.